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Auto Insurance Library

Unlike life insurance, vehicle insurance is required in 48 of the 50 states as well as the District of Columbia.  These states all require a minimum amount of insurance including liability coverage.  If you are shopping for vehicle insurance or are considering switching to another company, there are certain things that you should know before making your decision and spending money unnecessarily.

Buying car insurance can be stressful and confusing because so many factors influence the price. Although a good insurance agent will explain all of them to you, you should know all of them before calling an agent.  That way, you won’t be pressured into making a quick, perhaps unwise, decision. Here is a list of the major factors that influence your car insurance rates.  

Auto insurance can be very confusing when you are trying to determine what you need and don’t need. It can be as simple as just covering “the other car and/or person” or as detailed as protecting every financial risk you might have by owning or operating a vehicle. The levels of insurance you need are dependent on many factors including your assets, the value of your vehicle and the rules of your state. auto-car-insurance

Do you know what your auto insurance covers? No? Well, you’re not alone. Many people are unfamiliar with the various terms and coverage levels of their insurance plans. But it’s important for you to know this information. After all, you want to make sure that you have adequate insurance to cover any accident, don’t you? Read on for the most common types of auto insurance coverage.