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Auto Insurance Library

Different types of insurance usually protect consumers from certain risks. Auto insurance usually protects consumers from spending a lot of money in trying to solve accident related problems. In many states, driving an uninsured car is usually a serious offense. Thus, if you are thinking of skipping out on auto insurance, you should think again. There are many car insurance discounts in place that will help you lower your bill. 

Even though health officials say the increased use of car seats and booster seats drove the decline, one-third of the children 12 and under who died in 2011 were not buckled up.

Over a decade, the number of children 12 and under who died in crashes dropped by 43 percent, according to a new government report. According to the CDC report deaths of children 12 and under reported from 2002 through 2011, fatalities declined to levels not seen since the 1940s.

Progressive reported its profits for August were a whopping 51 percent below its August 2012 profits, underperforming by $72.4 million. The insurer reported the results on Thursday.

The sharp year-over-year drop in Progressive profits appears to be an anomaly caused by abnormally high revenues the company saw in August 2012. In that month, Progressive reportedly liquidated $580 million in its stock portfolio, which led to a $119 million jump in profits from the previous August.

Walmart has partnered with to offer car insurance to its customers at "everyday low prices."

The new arrangement provides an auto insurance comparison service through the website from national insurance carriers that include Progressive, Esurance, Safeco, Travelers, and 21st Century.

Walmart said it will direct customers to the website through its own website and in stores but will not sell the insurance directly.

Walmart customers using, which is operated by Fort Lee, N.J.-based licensed property/casualty insurance agency Tranzutary Insurance Solutions, will see multiple quotes from each of the carriers.

The offerings are currently available in only eight states — Arkansas, Louisiana, Mississippi, Missouri, Oklahoma, Pennsylvania, Tennessee, and Texas— but the companies said they have plans to expand nationwide and also add more carriers.

Better Safety and Low Insurance Rates

When shopping for a new or used car, many consumers look at the safety of the vehicle. And one of the best ways to tell if a car is safe is how it scores on crash tests conducted by organizations like the Insurance Institute for Highway Safety (IIHS) and its affiliate organization, the Highway Loss Data Institute (HLDI). When cars rate highly on the IIHS tests, it’s often reported that they could save lives and money.